Determinants Influencing Investment Perception and Intention of UPLB BS Agribusiness Management and Entrepreneurship Graduates
Date
5-2024
Degree
Bachelor of Science in Agribusiness Management
College
College of Economics and Management (CEM)
Adviser/Committee Chair
Arlene C. Gutierrez
Committee Member
Camille Anne Mendoza, Fitz Jimenez, Renen Szilardo De Guzman, Melodee Marciana De Castro
Abstract
According to The Food and Agriculture Organization, small farmers account for most of the supply of food needed to meet global food demands and through agribusiness investments, will help the Philippines to ensure food safety and security. Notwithstanding problems including population increase and natural disasters, the nation has diversified its agricultural exports to show its flexibility for the needs of a worldwide market. This is where agribusiness management education can be very useful with engaging career prospects, since it emphasizes the use of financial knowledge to make decisions. This study entitled "Determinants Influencing Investment Perception and Intention of UPLB BS Agribusiness Management and Entrepreneurship Graduates" was conducted aimed to: (1) present the socio-demographic, employment, and educational background among the respondents; (2) assess the overall level of financial planning, risk propensity, and investment attitude; (3) analyze investment experience and behavior; (4) evaluate the collective impact of these factors on investment perception and intention; and (5) formulate recommendations based on the findings.
The research covered UPLB BS ABME graduates of 2022 and 2023 via an online survey. Eighty respondents to the average response rate of 70.8% answered the survey. Using cross tabulation to test the association and chi-square test to support the assertion, the researcher assessed the whole influence of several variables. Then, correlation analysis was done to find their relationship with investment perception and intention. The result of the study were able to present that the majority of the graduates are women (60%) between 22 and 25 years old living In Region IV-A and National Capital Region. All of the respondents are single making on the average of ₱18,200 and ₱36,400 monthly. The study exposes different levels by considering financial risk inclination, investment attitude, and financial planning, so exposing both outstanding concepts on financial planning and investing behavior. It showed that respondents have generally view these factors positively, some respondents were still undecided or have negative perspective towards it. Furthermore, most of graduates took agribusiness management as their electives, however, the result showed that those who took agribusiness entrepreneurship had the highest inclination towards investment. Unfortunately, the association of socio-demographic profile, educational background, and employment status to investment intention was not significant based on their P-value. Understanding the need of financial literacy and pragmatic knowledge, correlation analysis show moderately positive correlations between investment intention and financial planning (correlation coefficient: 0.475) and investing experience (correlation coefficient: 0. 368). Still, financial risk propensity or investment attitude and investment intention do not completely coincide since they had weak correlation with coefficient of 0.149 and 0.105 respectively.
Moving forward, different recommendation was formed to improve the financial literacy and knowledge among UPLB ABME graduates. Attending workshops led by experts can impart notions to improve financial knowledge and literacy, thus increasing the propensity of graduates to start their investment journey. Moreover, it is of great opportunity to be mentored by seasoned professionals who can shape the graduates and lead them to financial freedom. On the other hand, for the Department of Agribusiness Management and Entrepreneurship (DAME), should spearhead programs focusing on the improvement of investment knowledge and financial literacy among students by offering it as core program. It is advised to add specialized courses, plan investment seminars, build partnerships with investment companies, and support a cooperative learning environment by means of networking events and alumni mentoring programs. In order to increase knowledge in financial literacy and entrepreneurship inside the agriculture sector, future studies should concentrate on longitudinal studies, comparative comparison with graduates from other fields.
Language
English
LC Subject
Investments
Location
UPLB College of Economics and Management (CEM)
Call Number
LG 993 2024 M17 A48
Recommended Citation
Alvarez, Charles Adrian D., "Determinants Influencing Investment Perception and Intention of UPLB BS Agribusiness Management and Entrepreneurship Graduates" (2024). Undergraduate Theses. 11526.
https://www.ukdr.uplb.edu.ph/etd-undergrad/11526
Document Type
Thesis
Notes
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