Assessment of the Credit Needs of ASF-Affected Smallholder Hog Raisers and the Adequacy of Selected Credit Programs in Supporting the Recovery and Repopulation of Hogs in Calamba City, Laguna, 2025

Date

6-2025

Degree

Bachelor of Science in Agricultural Economics

College

College of Economics and Management (CEM)

Adviser/Committee Chair

Ruby Jane C. Estadilla

Committee Member

Geny F. Lapiña, Maria Angeles O. Catelo

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Abstract

Hog production is essential to global food security, agricultural economies, and local and international trade. However, the unfortunate entry of the African Swine Fever (ASF) into the country has substantially made a negative impact to the Philippine swine industry, resulting in significant production and economic losses. It has created significant financial burdens for hog raisers, many of whom have seen their entire hog populations wiped out, resulting in little to no income. This study aimed to assess the credit needs of the ASF-affected smallholder hog raisers and the adequacy of the Swine R3 credit program and SWINE Lending program based on their loanable amount offered in supporting the repopulation and recovery of hogs in Calamba, Laguna. Specifically, this study aimed to 1) determine the extent of damage and value of losses incurred by the smallholder hog raisers in Calamba due to ASF, 2) estimate the amount of capital and credit needs of the smallholder hog raisers to recover and repopulate their hogs, 3) evaluate the adequacy of Swine R3 credit program and SWINE lending program based on the loanable amount offered, and 4) provide recommendations on the type of credit program tailored to the capacity and needs of the smallholder hog raisers.

Primary data were utilized in the study through face-to-face interviews with the ASF-affected smallholder hog raisers in Calamba, Laguna. A total of 29 respondents from different barangays were interviewed. Secondary data such as the online articles about the credit programs were also utilized in order to determine the maximum loanable amount offered by the credit program to smallholder hog raisers.

With the number of depopulated hogs resulting in foregone revenue ranging from PhP29,692 to PhP379,466, ASF-affected smallholder hog farmers suffered significant losses at an average estimated damage cost of PhP371,433.38. The credit needs were estimated and resulted to having PhP5,581.04 and PhP602,207.75 as the least and greatest amount of credit needs, respectively. In terms of adequacy, the Swine R3 credit program and SWINE lending program were rated as 86 percent and 83 percent adequate, respectively, because they were unable to fully supply the credit amount required by some of the hog raisers afflicted by the ASF, even with the comparatively high maximum loanable amount. Despite the inadequacies, it was found that both programs may assist in the recovery of the ASF-affected small hog raisers although SWINE lending program is only recommended for the breeder-fattener hog raisers, breeder hog raisers, and fattener hog raisers.

Language

English

LC Subject

African swine fever, Swine industry, Loan servicing, Credit insurance—Rates

Location

UPLB College of Economics and Management (CEM)

Call Number

LG 993.5 2025 A14 S25

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Document Type

Thesis

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