The effects of Tulay sa Pag-unlad Inc. Palayan Program (TSPI-TPP) on the socio-economic condition of tomato farmer borrowers in Majayjay, Laguna, 2016

Date

5-2016

Degree

Bachelor of Science in Agricultural Economics

College

College of Economics and Management (CEM)

Adviser/Committee Chair

Alessandro A. Manilay

Abstract

The study was conducted to assess the effects of Tulay sa Pag-Unlad Inc. Palayan Program (TSPI-TPP) on the socio-economic condition of tomato farmer borrowers in Majayjay Laguna. Specifically it aimed to: 1) describe the socio-demographic characteristics of tomato farmer borrowers of TSPI in Majayjay Laguna 2) determine the effect of TSPI-TPP on the profitability of tomato farmer borrowers 3) analyze the level of loan repayment of tomato farmer borrowers and 4) assess the effect of TSPI-TPP on the social and economic condition of tomato farmer borrowers. The study was conducted in Majayjay, Laguna wherein 21 tomato farmer borrowers who stopped availing of the program and 21 tomato farmer borrowers who continued to avail of the program were personally interviewed using pre-tested questionnaires. This study used primary data and secondary data. To fulfill the following objectives, this study employed the following analytical tools: 1) descriptive analysis 2) cost and return analysis 3) repayment rate and percent utilization 4) socio-economic empowerment analysis and 5) t-test for two means. Results showed that the difference before and after availment of the TSPI-TPP in terms of the mean net farm income, mean economic empowerment index, mean social empowerment index, and mean socio-economic empowerment index of tomato farmer borrowers who continued to avail of the program were all found to be statistically significant while no significant effect was detected for farmers who stopped borrowing from TSPI-TPP. The analysis indicated that the TSPI-TPP program was beneficial to farmers who continued to avail loans. The problems encountered by the farmers were: 1) requirements 2) crop insurance 3) high cost of inputs 4) transaction 5) amount of loan 6) groupmates 7) late meetings. On the part of the TSPI, the problems encountered were: 1) loan default: 2) resigning clients 3) coordination with the adjuster of PCIC and 4) account officer recruitment. Based on the result of the study, TSPI is recommended to: 1) publicize TSPI 2) improve crop insurance which is tied up to the loan 3) require savings per group 4) provide support services 4) remove input supply deduction in the loan 5) thorough client selections and 6) improvement of meetings.

Language

English

Location

UPLB College of Economics and Management (CEM)

Call Number

LG 993.5 2016 A14 P47

Document Type

Thesis

This document is currently not available here.

Share

COinS